Our Birth Story

We recently welcomed the newest addition to our ohana, Luna Marisela! She was due on September 4, but she arrived early on August 23. Bella officially became a big sister, and we couldn’t be happier that she now has a little sister to grow up with. Many people have asked about my birth experience and…

Our Debt Free Scream on The Ramsey Show

WE’RE DEBT FREE! In July of 2021, we made the trip to Ramsey Solutions headquarters to do our debt free scream live on The Ramsey Show. If you haven’t already seen our video, here it is: Our final student loan payment was made on March 22, 2021, and soon after, I sent in our request…

Budgeting for Baby

When our friends with kids told us about how expensive diapers are, I decided to begin planning ahead. I had just started learning to coupon and began adding diapers into my shopping hauls whenever I came across a good deal that was too good to pass up. This was back in 2014. The retail price…

About Us

Welcome to The B Ohana! We are Tracy and Zac, brand new mom and dad to our beautiful rainbow baby, Bella. We created this site to share our journey in the hopes that it will help and inspire others. From starting our own business, living a fit and healthy lifestyle, working our way towards financial…

Our Story

It all started back in 2016. We planned a trip to Hawaii to visit family and decided to go to Japan because we wanted to have one last big trip before settling down to start a family. We put nearly all the expenses on a credit card because we figured we would be able to…